Blogs

Greater Augusta Real Estate Blog

5 Credit Mistakes Homebuyers Make
You’ve been renting for a while now and it feels like the timing is right to make the leap to homeownership. After all, your friends are all buying houses and your job feels pretty stable, how many more hints that it’s time to settle down could you really need ... [read full post]
published February 4, 2019

Are you getting a tax refund? Use it for your down payment!
Yes, you can use your tax refund for your down payment on a mortgage loan! One of the issues we find in talking with many is that they don't have the down payment for a mortgage.  A typical FHA loan of $150,000 will require a $5,250 down payment.  The average ... [read full post]
published January 29, 2019

Do inquiries for pre-approved offers affect my credit score?
  Do inquiries for preapproved offers affect my credit score? Inquiries for a preapproved offer do not affect a credit score unless a person follows through with the actual application. Even though someone is preapproved, he or she must fill out the applicati ... [read full post]
published January 15, 2019

How Sweet!

We got this letter from one of our clients.

... [read full post]
published January 11, 2019

Year End Real Estate Snapshot
What a year! The numbers are in and it is surprising.  We see the number of closed sales went down, however, the average sales price went up.  This is great for sellers!  The time it takes to sell the home is also gone down and it means a quick move.&n ... [read full post]
published January 11, 2019

Buying an Older Home?
For a lot of homebuyers, buying their dream home means choosing an older structure that has passed the test of time. These grand places have an undeniable charm about them, with classic styling that can be adapted to nearly any taste. Older homes can be incredible places ... [read full post]
published December 10, 2018

Your Steps-By-Step Guide to Mortgage Pre-Approval
  Let’s talk mortgage pre-approval step-by-step. Step One: Mortgage Pre-Qualification Versus Pre-Approval You probably already have a pre-qualification letter saying that you can probably buy a house in a particular price range, so why isn’t this enough? A lo ... [read full post]
published December 4, 2018

Buy Now or Wait????
published November 29, 2018

Did you know about the VA Renovation Loan?
In our efforts to serve our military clients we search and stay up to date with ways to help!  We were thrilled to hear about this product and how it can help you achieve your dream of owning a home. How the VA renovation loan process works The most important ... [read full post]
published November 29, 2018

Mortgage Basic 101 - Veterans Administration Loan
Veterans Administration As part of the benefits that active military members and veterans receive from the government, VA loans are built on a merit-based system. Career military and those honorably discharged early are generally eligible, but short-term members or Reserves ... [read full post]
published November 6, 2018

Good things to know before you buy a home continued...
Call The Rivera Team for a FREE Buyer's Consultation. Aidel Rivera 706.394.4550 Yolanda Rivera 706.394.4547   ... [read full post]
published October 1, 2018

Mortgage Basic 101 - FHA Loan
Federal Housing Authority The FHA started insuring loans after the Great Depression as a way of helping people get back into owned property. It basically created the 30 year fixed interest mortgage and continues to carefully oversee which homes can and cannot be purchase ... [read full post]
published July 17, 2018

Mortgage Basic 101 - Conventional Loan
Conventional Loan If you’ve heard of Sallie Mae or Freddie Mac, you know the family of conventional loans. These loans are written by a wide range of banks, from your hometown locally owned to the fanciest mortgage broker. “Conforming” loans mee ... [read full post]
published July 11, 2018

NAR Certification!
Congratulations!!!    Augusta, GA, July 9, 2018— Yolanda Rivera, of The Rivera Team with Keller Williams Realty Augusta Partners has been awarded the nationally recognized Military Relocation Professional Certification.  The National Association o ... [read full post]
published July 9, 2018

Mortgage Basic 101
Whether you’re thinking about buying your first home or you’ve been contemplating an upgrade, you probably already know that there are several different kinds of home mortgages, some that seem pretty much alike at face value. FHA, VA, USDA — what doe ... [read full post]
published July 9, 2018

How much People spent in renovations in 2017?

  How Much People Spent on Home Renovations in 2017 ... [read full post]
published July 1, 2018

2017 Market Report
What a Year!  The numbers do not lie.  Increase in sales from 2016 to 2017 in Columbia, Richmond and Aiken Counties. We saw a decrease on days on market.  Homes were getting multiple offers at asking and above asking prices!  Of course we know that i ... [read full post]
published January 19, 2018

Tranquility...Serenity.... This home is for you
SOLD   SOLD   SOLD! Relax and get away from the hustle and bustle!!! Convenient location in historic Jackson. This home is located closed to Kimberly Clark, Savannah River Site, Fort Gordon, and so much more. Beginning with a welcoming rocking chair porc ... [read full post]
published November 3, 2017

Renovated Brick Ranch

SOLD ~  SOLD  ~  SOLD We are thrilled to help our clients sell this home.  They have gone and renovated everything! In a well established neighborhood, this home is conveniently located. ONLY 6.5 miles to Fort Gordon gate 5, 36 Minutes to Plant Vogt ... [read full post]
published October 23, 2017

VA Home Loan Advantages
VA can help you purchase a home at a competitive interest rate, even if you have found it difficult to find otherfinancing. You must have suitable credit, sufficient income, and a valid Certificate of Eligibility (COE) to beeligible for a VA-guaranteed home loan. The ho ... [read full post]
published August 29, 2017

Real Estate Market Report Richmond County
The Market is hot.  Homes are selling and inventory is down.  We need more listings!  Some houses are going under contracts within days and others are selling with multiple offers.  Whether you have been thinking about "moving up or up-sizing or down ... [read full post]
published May 31, 2017

Real Estate Market Report
published May 15, 2017

More on Spring Cleaning
Other rooms to clean.  They are very useful.     ... [read full post]
published April 18, 2017

It's Springtime! "Do you do spring cleaning?"
I got these out of a magazine years ago. I kept them until the page got too worn out.  Several years ago, I spent time making these to share with other ladies at church.  They were a "hit"!  I will give you one room at a time!     &nb ... [read full post]
published April 6, 2017
All information found in these blog posts is deemed reliable but not guaranteed. Real estate listing data is provided by the listing agent of the property and is not controlled by the owner or developer of this website. Any information found here regarding real estate information should be cross referenced with the local county and state organizations.